There’s a lot of information floating around about payday loans, some good, some bad, some true, and a whole lot of inaccuracies. Paycheck advances can be lifesavers in times when money is needed fast, but it’s important to have all the facts before taking out a loan to ensure you make the right financial choices for your situation. Here’s what you need should know about two common payday loan myths. …
Read More »Some of the hardest parts about buying a new car are applying for financing and ensuring that you get a fair deal. However, pulling your credit report can give you the tools necessary to help you streamline and simplify the car buying process. Listed below are just a few of the reasons to get a copy of your credit report before you apply for a car loan. Sets Expectations Reviewing your credit report before going to a dealership is one of the easiest ways to help you avoid disappointment.…
Read More »If you’re becoming overwhelmed with credit card debt, a personal loan may seem like a viable option. Since most personal loans provide consumers with lower interest rates, this may seem like a more viable solution in helping you pay down your debts. Before you decide to take a personal loan to pay off your plastic, consider the differences between credit card debt and personal loans. Limited Terms Most personal loans come with a limited repayment term.…
Read More »