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Two Red Flags That Can Put A Stop To Your Mortgage Approval

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Applying for a mortgage is easy. Getting approved, on the other hand, can be challenging. Even a minor mistake on your application can tank your dreams of homeownership faster than Usain Bolt on the Olympic track field. Here are two mistakes lenders may take issue with if they appear on your application and what you can do to avoid them. Mystery Deposits One of the hardest tasks to accomplish in the home buying process is drumming up the down payment.…

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Opening Up A Local Store? 2 Items You Should Invest In Ahead Of Time

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Are you preparing to open up a small business in your local community? If so, you may be excited about making sales and connections with customers while offering convenient services to them. Before your store officially opens, there are some items you may want to invest in ahead of time. These items could potentially help you bring in more customers and make even more sales. Custom-Made Storefront Sign Without an attractive storefront sign, how will any of the people driving or walking past the building even know your business is there?…

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Benefits & Drawbacks of Using Data for Employee Reviews

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It’s the 21st century, and many businesses are beginning to use data from management reports in their employee reviews. Here are some of the potential benefits and drawbacks to doing this.  BENEFITS It Can Feel Less Arbitrary One great thing about employee metrics is that they give you a framework to talk with your employees that doesn’t feel arbitrary. You’ll both be able to clearly see the statistics, and if you talk with employees beforehand about what’s expected, then you’ll both be able to see cut and dry whether your employee is meeting the mark.…

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3 Tips For Securing Your Small Business's First Loan

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Running a small business can be rewarding but stressful since you are likely doing everything you can to make sure you stay financially afloat for the long term. One way that a lot of business owners attempt to give themselves some breathing room is by obtaining a business loan. But, attempting and actually securing a business loan are two different things. Lenders don’t just hand out business loans like candy, after all.…

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Two Payday Loan Myths Busted

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There’s a lot of information floating around about payday loans, some good, some bad, some true, and a whole lot of inaccuracies. Paycheck advances can be lifesavers in times when money is needed fast, but it’s important to have all the facts before taking out a loan to ensure you make the right financial choices for your situation. Here’s what you need should know about two common payday loan myths.  …

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3 Reasons To Pull Your Own Credit Report Before Applying For A Car Loan

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Some of the hardest parts about buying a new car are applying for financing and ensuring that you get a fair deal. However, pulling your credit report can give you the tools necessary to help you streamline and simplify the car buying process. Listed below are just a few of the reasons to get a copy of your credit report before you apply for a car loan. Sets Expectations Reviewing your credit report before going to a dealership is one of the easiest ways to help you avoid disappointment.…

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Personal Loans: Should You Use Them To Pay Off Credit Card Debt?

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If you’re becoming overwhelmed with credit card debt, a personal loan may seem like a viable option. Since most personal loans provide consumers with lower interest rates, this may seem like a more viable solution in helping you pay down your debts. Before you decide to take a personal loan to pay off your plastic, consider the differences between credit card debt and personal loans. Limited Terms Most personal loans come with a limited repayment term.…

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Payment Processing Tips For Small Businesses

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If you are the owner of a small business that operates with cash, then you might have noticed that you are losing business or frustrating customers with your inability to accept their preferred form of payment: the card. This could be a problem for you that seems unable to be solved, due to the fact that you think you can’t afford the fees associated with processing credit cards and you can’t afford to lose business.…

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Understanding The Value Of Silver Coins

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Novice and expert collectors alike are interested in silver coins around the world. Silver coins can be found for sale in collector shops like Beaverton Coin & Currency, garage sales, as well as on many online sites. Many wonder how a coin gets its value. Why is one coin worth $18 while another coin is worth several thousand? Surprisingly, there are several factors involved in determining the value of silver coins.…

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5 Ways To Deal With A Bank Overdraft Fee

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Sometimes you find out you’re in a bit of a financial pinch. Say, for example, that you need to pay for gas to get to work, and maybe you’re down to your last few dollars. So you get gas and you forgot that you have an automatic withdrawal from your bank account coming up tomorrow. Now you’re faced with getting an overdraft fee. What can you do? Here are some ways to lessen the blow.…

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